Your career is demanding. Your financial plan shouldn’t be.
As a medical professional, your focus is on caring for patients—not navigating complex financial decisions. Between long training years, student loan debt, high tax brackets, and the challenges of balancing practice ownership with personal life, your financial journey is unlike anyone else’s.
At HCM Wealth Advisors, we specialize in helping doctors and medical professionals turn today’s hard work into tomorrow’s lasting wealth.
Hear from Steve Hengehold, CFP®, RICP®, HCM's in-house healthcare expert who has helped many pre-retirees and retirees navigate the complexities of the healthcare retirement plan.
Medical professionals face unique financial challenges—extended training years, high student loan debt, heavy tax burdens, and demanding careers. Learn how HCM Wealth Advisors can help medical professionals like you achieve financial freedom through tailored investment, tax, and financial planning.
Financial Services for Medical Professionals
Meet Our Healthcare Team
Our expert team has a deep knowledge of the ins and outs of your P&G retirement plan options, general investment planning, and tax considerations.
Matt Calme
Kacidee Gemperle
Steve Hengehold, CFP®, RICP®
Dan Rinck
Greg Middendorf, CFP®, CCPS®
Matt Calme, CFP®
Wealth Advisor | partner
Matt is a CERTIFIED FINANCIAL PLANNER® professional, Wealth Advisor, and Partner at HCM, bringing over a decade of experience in comprehensive financial planning. Since joining HCM in the spring of 2019, he has drawn on his background as an Advisor at Fidelity Investments to guide clients toward achieving their long-term financial goals.
Matt works with a diverse group of individuals, including Ohio Police and Firefighters, Physicians and Medical Professionals, Educators, and W2 Employees, to create tailored retirement strategies. Known for his exceptional listening skills and client-focused approach, Matt is dedicated to delivering high-quality, personalized service.
Outside of his professional life, Matt is married to his wife, Lauren, and they are excitedly preparing to welcome their first child this October. In his free time, he enjoys playing guitar, staying active, and cheering on his favorite teams—the Cincinnati Bengals, FC Cincinnati, and Georgia Bulldogs.
Kacidee Gemperle
Client Services
Kacidee started with HCM as our Front Desk Receptionist, hired in April of 2020, during our “working remote” period. She is a graduate from the University of Cincinnati with a bachelor's degree in marketing and continues as part of our Client Services Team, but now in our Operations division. Kacidee and her husband Jacob love to travel and enjoy skiing, camping, and taking their two dogs on long walks. She is a big fan of the Cincinnati Bengals and enjoys attending and watching games during the football season.
Steve Hengehold, CFP®, RICP®
Wealth Advisor | Partner
As a Wealth Advisor and Partner of HCM Wealth Advisors, Steve enjoys taking the vision of his clients’ financial future and breaking it down into the small jobs that will get the job done in a manageable way. He is inspired by the big achievements that HCM clients have already accomplished and knows the importance of continuing to work towards other ones.
He believes that being a CERTIFIED FINANCIAL PLANNER® is less about planning, and more about action. He is dedicated to helping people understand their necessary commitments and moving them towards their goals. He loves helping clients to focus on their passions.
When not at work, Steve enjoys playing guitar, reading, deferring taxes, compounding investment returns, fishing and SCUBA diving.
“We get to work with some really inspiring clients who have had successful careers and raised wonderful families. At HCM, our strength is financial planning. We use this strength to simplify our clients lives and help them spend as much time as possible developing their own strengths, whether it’s their career, pursuing a hobby, or having more experiences with their kids and grandkids."
Dan Rinck
Research Analyst
As an associate wealth advisor at HCM Wealth Advisors, Dan works with our investment research department to implement and execute various investment strategies for our clients. Dan has 9 years of industry experience with a focus on portfolio management and financial planning.
Since welcoming baby Kennedy to their family in March 2022, Dan and his wife Kelsey no longer have free time. But when they find some, they enjoy hiking with their two dogs, Hider and Tango. During the summer months, Dan likes to watch the Reds and hopes to get in some fishing or golf.
“Believe in yourselves. Dream. Try. Do Good.”-Mr. Feeny from the TV Show “Boy Meets World”-
Greg Middendorf, CFP®, CCPS®
Wealth Advisor | Partner
Greg is a wealth advisor and partner at HCM Wealth Advisors. He helps individuals and families achieve a brighter future by creating financial plans that combine retirement goals and college planning. He talks with a lot of people who do not have a plan and helps them to create one.
When working with clients, he knows how important it is to to develop the relationship and build trust. He wants to build a financial plan to fit you and your family’s needs, now and into the future. He knows the importance of being thoughtful, resourceful and above all, a great listener. Planning is a team effort and involves using the knowledge, technology, and wisdom to achieve financial success for clients and their families.
Greg and his wife Jaime live in Wilder, KY, where he is the proud father to Bella, Lilly, Max, Cameron, Henry and Duke. In his free time, Greg enjoys running, Xavier basketball, reading and having fun with the entire family.
"Enjoy the little things in life, because one day you will look back and realize they were the big things.” -Kurt Vonnegut-
Your Financial Health Matters Too
You’ve dedicated your life to improving the health of others. Let us do the same for your financial well-being. With us, you’ll have:
- A clear roadmap to financial independence,
- A trusted partner for every stage of your career - from residency to retirement, and
- Confidence knowing your wealth is working as hard as you do.