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Hear from Steve Hengehold, CFP®, RICP®, HCM's in-house healthcare expert who has helped many pre-retirees and retirees navigate the complexities of the healthcare retirement plan.
Teaser for whitepaper:
Meet Our Healthcare Team
Our expert team has a deep knowledge of the ins and outs of your P&G retirement plan options, general investment planning, and tax considerations.

Nathan Barbian

Greg Middendorf, CFP®, CCPS®

Doug Johnson CFA

Ryan Stenken, CPA

Maureen Everhart

EDUCATION
- BA in Business Administration,DeVry University
Nathan Barbian
Client Services Representative
Nathan joined the HCM team in September 2024. He graduated with a bachelor’s degree in business administration from DeVry University in 2009. Previously, he was a Customer Relationship Advocate with Fidelity.
Nathan grew up in Ohio in a small town outside of Wilmington. He is a big movie buff, going to the movie theater most weeks with his girlfriend. They also enjoy going to local festivals and pop culture conventions. He currently resides in Park Hills, Kentucky.

Community & Leadership
- Member CFA Society of Cincinnati
- Coaches his son's soccer & hockey teams
- Adopt a Class Volunteer
Certifications
- Chartered Financial Analyst
Education
- BA, Economics Centre College Danville Kentucky
Doug Johnson CFA
Senior Investment Strategist | Partner
Doug is the senior investment strategist in the investment and research department. With 15 years of investment management experience, Doug has a deep understanding of markets and portfolio management. He understands the importance of having a well-defined investment process and removing the behavioral biases that can lower an investor’s return over time.
Doug guides the investment committee in developing and implementing HCM’s investment strategies.
Doug and his wife Cindy live in West Chester with their two sons. In his free time, Doug enjoys family time, golf, playing and watching hockey and travel.
"The four most dangerous words in investing: 'this time it's different.'" -Sir John Templeton-

Community & Leadership
- Finance Committee and Parish Council, St. Thomas Catholic Church
- Mentor, Xavier University
- Volunteer for Dragonfly Foundation
- Goering Center for Family & Private Business
MEDIA APPEARANCES
- How Much Can the Average Senior Citizen Expect To Benefit From Social Security? Yahoo News, August 31, 2022
- Can You Build Wealth Without Using Your 401(k)? GO Banking Rates, April 21, 2022.
- How Much Can the Average Senior Citizen Expect To Benefit From Social Security? GO Banking Rates, March 16, 2022.
- How To Lower Your EFC To Qualify For More College Financial Aid Forbes, July 31, 2022.
Certifications
- CERTIFIED FINANCIAL PLANNER®
- Certified College Planning Specialist
Education
- BS, Finance Xavier University
Greg Middendorf, CFP®, CCPS®
Wealth Advisor | Partner
Greg is a wealth advisor and partner at HCM Wealth Advisors. He helps individuals and families achieve a brighter future by creating financial plans that combine retirement goals and college planning. He talks with a lot of people who do not have a plan and helps them to create one.
When working with clients, he knows how important it is to to develop the relationship and build trust. He wants to build a financial plan to fit you and your family’s needs, now and into the future. He knows the importance of being thoughtful, resourceful and above all, a great listener. Planning is a team effort and involves using the knowledge, technology, and wisdom to achieve financial success for clients and their families.
Greg and his wife Jaime live in Wilder, KY, where he is the proud father to Bella, Lilly, Max, Cameron, Henry and Duke. In his free time, Greg enjoys running, Xavier basketball, reading and having fun with the entire family.
"Enjoy the little things in life, because one day you will look back and realize they were the big things.” -Kurt Vonnegut-

EDUCATION
- Bachelor of Science in Accounting, Xavier University
- Master of Science in Accountancy, Xavier University
Ryan Stenken, CPA
Accountant
Ryan is a Cincinnati native who graduated from Xavier University with a B.S. and M.S. in Accounting. Shortly after graduation he earned his CPA designation. He has over 6 years of accounting experience, including 5 years at a mid-size local accounting firm where he worked on closely held businesses and individual tax returns.
In his free time he enjoys cooking, attending concerts, watching sporting events, traveling, and spending time with his wife, family, friends, and dog.

EDUCATION
- BS in Education, St. Joseph’s College
- M.Ed., XU
Maureen Everhart
Paraplanner
Maureen joined HCM Wealth Advisors in November of 2019, after being an independent sales rep for 17 years and working part time in the financial industry. She has a Master’s in Education from Xavier University. Maureen supports the HCM Team as a paraplanner, working to prepare financial analysis and tax strategies for your portfolio. She also spearheads the ESAP Foundation’s charitable giving and works with the Marketing Team.
Maureen and her daughter Jade live on the West side of Cincinnati. She loves the outdoors and enjoys hiking, watching football, and hanging out with friends.
As quoted in
How Much Can the Average Senior Citizen Expect To Benefit From Social Security?
How To Lower Your EFC To Qualify For More College Financial Aid
401(k) Alternatives: How To Save for Retirement Without a 401(k)