Stock volatility measures how much a stock’s price fluctuates over time, with higher volatility signaling greater uncertainty and risk. Wall Street gauges volatility through tools like standard deviation (historical price swings), beta (comparison to market movement), and implied volatility from options, all of which help investors assess risk and build portfolios aligned with their goals.
Becoming a parent is joyful but also brings major financial responsibilities, from medical bills and childcare to long-term savings for education and retirement. With careful budgeting, smart use of benefits, and planning for both expected and unexpected costs, new parents can manage expenses confidently while securing their family’s future.
Estate strategies should be reviewed every 3–5 years and updated after major life events to ensure they reflect your current wishes and circumstances. Regular updates help protect your legacy, comply with legal requirements, and provide lasting security for your loved ones.
With healthcare premiums and deductibles climbing sharply, families are paying more out-of-pocket than ever, making tax-advantaged tools like Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) increasingly valuable.
Receiving an inheritance is rarely just about the money. It’s also about loss, responsibility, identity, and choice.
Be sure to impart these key financial lessons before your co-ed starts fall semester to set them up to thrive in their new environment.